���߲ݴ�ý

Examples could include taking several months off to travel, saving a down payment on a house, or reducing your debt. Perhaps you have a longer-term objective, such as assisting your children with their post-secondary education or planning for your retirement.

Once you’ve determined your objective, you must understand what financial actions are required to make your dreams come true.

One strategy that has served people well in the past is to have a specific amount of money saved and automatically deducted from your bank account on a regular basis, perhaps monthly. Those funds will be directed toward your personal objective.

Using technology can help with the specifics. If you work with a financial planner, they will have that available.

This is where things get interesting. Determine what small steps need to be taken over time that will allow you to meet your objective.

The key is “small steps.” Saving a small amount every month can be the key to achieving significant financial goals. 

Technology allows you to see significant outcomes by just saving a little money on a regular basis. Ideally, the amount you hope to save will be achievable and it be deducted automatically. Plus, using technology makes it easy to see how little changes to your savings plan can have significant results. 

A suggestion for your New Year’s resolution is to decide on your personal dream. Then, with the assistance of technology, see how small regular savings will make your dream come true.